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Layaway Policy- Interest Free

 

Many of our items are one-of-a-kind. Use an interest free layaway plan to grab the item before it sells out and lock in the current price- for up to a year!  This is especially important with today's rapidly rising gold, platinum, diamond, gemstone and labor prices.

 

MyJewelrySource has a variety of layaway options for orders of $300 or more: 3 monthly payments, 6 monthly payments or 12 monthly payments. If you wish to place an online order with the layaway option, simply select the desired option at the bottom of the Order Checkout Form (step 2 of 3).

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Payment Options:

 

  • If payment is by credit card: If you are paying by credit card or debit card, your order total will be divided into equal monthly payments, to be billed automatically on the same day each month. If you have a special request for the billing date each month, please indicate that in the comments section of the order form. Otherwise, the payments will be billed on the same day of the month as the day the order is placed. Your purchase will be shipped once the final payment has been made. 

  • If payment is by check or money order:  Please divide your order total by the term (3, 6, or 12) and write the check out to M&H Gems. Send monthly payments to the address below.

MJS

5256 South Mission Road, Suite 703-027
Bonsall, CA 92003

If payments are not received within 15 days of the due date, the layaway will be cancelled.

  • If you have a special circumstance in which a payment cannot be made, we will delay the payment one time for up to one month, but the payment must be made up the next month. If the payment policy is not met or you decide to cancel your layaway purchase,  your order is subject to the following cancellation penalties.

 

Layaway Cancellation Policy:

 

  • For 3 payment layaway plans, the cancellation fee is 10% of the original order total.

  • For 6 payment layaway plans, the cancellation fee is 20% of the original order total.

  • For 12 payment layaway plans, the cancellation fee is 30% of the original order total.

Please note that these amounts are NOT in addition to any restocking fees for ring sizing or non-refundable deposits for special orders. The higher of the layaway cancellation/return fee, the individual item restocking fees for ring sizing, or any non-refundable deposits for special orders will be used in determining any cancellation or restocking fee.

See Examples

Layaway Return Policy:

 

Our 30 day return policy applies to layaway orders and the following restocking fees apply. 

  • For 3 payment layaway plans, the restocking fee is 10% of the original order total.

  • For 6 payment layaway plans, the restocking fee is 20% of the original order total.

  • For 12 payment layaway plans, the restocking fee is 30% of the original order total.

Please note that these amounts are NOT in addition to any restocking fees for ring sizing or non-refundable deposits for special orders. The higher of the layaway cancellation/return fee, the individual item restocking fees for ring sizing, or any non-refundable deposits for special orders will be used in determining any cancellation or restocking fee.

See Examples

 

Legal Disclaimer:

 

After your initial (first) payment, an automated email will be sent to the email address specified in your order each time your credit card is billed or if the charge is rejected.  It is  your responsibility to make sure that you are able to receive emails from us and to update your email address with us if it changes. If your cannot or are not receiving your monthly emails, you must notify us so that we can contact you with any problems in billing your credit card.